Go to Settings → Data Management → Load Sample Data. Explore each section to see how everything works before entering your real data. Clear it when you're ready to start fresh.

Go to Settings → General and choose your currency, date format, theme (light or dark), and default transaction type. These settings apply across the whole app.

Go to Categories and review the default Expense and Income categories. Add new ones, rename existing ones, or archive those you don't need — categories drive your reports and insights.

Go to Accounts and add your bank accounts and credit cards with their opening balances. The Wallet account is pre-created to track cash on hand — keep it and update its balance.

Go to Payment Methods and link each method to an account. Once linked, selecting that method automatically debits or credits the correct account — no need to pick the account separately on every transaction.

Go to Easy Payment (EPS) for installment plans. Add a purchase once — monthly installment transactions are created automatically. Track outstanding balance, progress, and next due dates at a glance.

Go to Recurring Bills and add fixed monthly costs — rent, subscriptions, utilities, loan repayments. Set the amount, due day, and payment method. Dashboard and notifications will alert you when bills are overdue or due soon. Mark as paid after each payment.

Go to Scheduled Income and add your expected income sources — salary, freelance payments, rental income, dividends. Set the amount, frequency, and which account to credit. Confirm each payment when received to keep your account balances accurate and track confirmed vs expected income over time.

Go to Budget & Forecast to get a forward-looking view of your finances. There are two tabs:

6-Month Forecast — projects the next six months using your recurring bills, EPS installment schedule, and a rolling average of your variable expenses from the past 1–3 months (the average automatically adjusts based on how much history you have). The chart shows estimated income vs fixed and variable expenses, with a month-by-month breakdown table and category-level variable cost bars.

Current Month — a live snapshot of this month combining what has already happened with what is still expected. Sections include: Realised Income, Scheduled Income (confirmed vs pending), Realised Expenses, Recurring Bills (paid vs unpaid), EPS Installments (charged vs upcoming), and Projected Variable costs (your category averages minus what you've already spent this month to avoid double-counting). Expand the Payment Method Summary at the bottom to see all figures broken down by each payment method in a single scrollable table.

Go to Debts & Loans to track money you've lent (receivables) and money you owe (payables). For new transfers, link to an account so your balance updates immediately. For old debts, just add them as tracking-only — no account impact. Record partial payments over time, add further amounts with different accounts or methods, and settle when fully repaid. Overdue debts appear in the notification bell.

Go to Settings → Data Management → Export JSON regularly. Your data is securely stored in the cloud and only accessible by you — the export is a local offline backup you can restore anytime.